Privacy Policy & Legal Disclosures

1. Introduction

A&T Group ("we," "us," or "our") is a financial services firm based in South Africa. We are committed to protecting your privacy and ensuring that your personal information is collected and used properly, lawfully, and transparently in accordance with the Protection of Personal Information Act (POPIA).

2. Information We Collect

We collect personal information that you voluntarily provide to us via our website contact forms, email, or direct communication. This may include:

• Identity Data (Name and Surname)
• Contact Data (Email address, phone number)
• Professional Data (Company name)
• Enquiry Data (Details about the services you require)

3. How We Use Your Information

We use your information solely to:

• Respond to your specific enquiries.
• Provide financial, tax, or advisory services requested by you.
• Comply with legal and regulatory obligations (e.g., FICA).

4. Data Processing & Third Parties

We do not sell your data. We use Formspree as our third-party form processing service. By submitting a form on our website, you acknowledge that your information will be transferred to Formspree for processing in accordance with their privacy terms.

5. Professional Disclaimer

The information on this website is for general informational purposes only and does not constitute professional financial, tax, or legal advice. No accountant-client relationship is established until a formal engagement letter is signed by both parties.

6. Statutory Disclosures (ECTA Section 43)

In terms of the Electronic Communications and Transactions Act (ECTA), the following information is disclosed:

• Full Name: A&T Finance (Pty) Ltd
• Registration Number: 2021/446446/07
• Physical Address: Olea View Houses, 15 Elm Avenue, Fourways, Sandton, Gauteng, 2191
• Website: https://aandtgroup.co.za
• Email: info@aandtgroup.co.za

7. PAIA Manual

In terms of the Promotion of Access to Information Act (PAIA), individuals have the right to request access to records held by private bodies. If you wish to request access to any records we hold about you, please contact our Information Officer at the email address below.

8. Contact Us

If you have questions about this policy or our data practices, please contact:

The Information Officer
Email: info@aandtgroup.co.za
Phone: +27 65 762 8284